Being your own boss definitely comes with its perks – but those that are self-employed often find it hard to obtain a home loan (even with a steady income). Whether you’re looking to purchase a home or some equipment for your business, you may face challenges in the...
Have you ever considered a loan with a fixed interest rate? Right now, with interest rates so low, we’re receiving a lot of enquiries about fixed rate loans. Having a fixed rate loan offers a level of certainty, but there are a few things to consider if you’re looking...
You may remember back in January we introduced you to the First Home Loan Deposit Scheme (FHLDS). The Australian Government announced the scheme, allowing first home buyers to purchase a property with a deposit as little as 5%. The FHLDS was due to expire at...
You may have seen recently that both the State and Federal Governments announced new stimulus grants to help the building industry navigate through the impacts of the Coronavirus. With the details for both grants released and finalised, here is everything you need to...
A common misconception is that there is no difference when you make your repayments, but there are in fact a few hidden benefits to paying more frequently. Both weekly and fortnightly repayments are better options than monthly. In fact, since interest is accrued...
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