Being your own boss definitely comes with its perks – but those that are self-employed often find it hard to obtain a home loan (even with a steady income). Whether you’re looking to purchase a home or some equipment for your business, you may face challenges in the...
Have you ever considered a loan with a fixed interest rate? Right now, with interest rates so low, we’re receiving a lot of enquiries about fixed rate loans. Having a fixed rate loan offers a level of certainty, but there are a few things to consider if you’re looking...
You may remember back in January we introduced you to the First Home Loan Deposit Scheme (FHLDS). The Australian Government announced the scheme, allowing first home buyers to purchase a property with a deposit as little as 5%. The FHLDS was due to expire at...
You may have seen recently that both the State and Federal Governments announced new stimulus grants to help the building industry navigate through the impacts of the Coronavirus. With the details for both grants released and finalised, here is everything you need to...
A common misconception is that there is no difference when you make your repayments, but there are in fact a few hidden benefits to paying more frequently. Both weekly and fortnightly repayments are better options than monthly. In fact, since interest is accrued...
When it comes to buying a house, obtaining a loan is an important step in the process. But when should you apply for your loan? Commonly people will start their property search, attend open homes, chat to agents, make offers, and then apply for their loan… but this...
Is now the right time to buy your first home? We think so! There are many Government incentives for first home buyers at the moment, so we decided to put them all in one place so it’s clear for you. Read on to get all the facts about living the Australian dream and...
In 2019, Australian’s lost over $142 million to scammers from all around the world. We want to help reduce that number by keeping you informed and up to date to avoid falling victim to scammers. Given current circumstances, there are a lot of scams emerging...
Due to the COVID-19 crisis and subsequent government regulations, we’ve seen a lot of financial changes. Sadly many of these changes have been through job and income loss, and are an added stress during an already difficult time. If your financial situation is...
We’re living in unprecedented times at the moment and there have been a lot of changes to our situations and finances. Due to COVID-19 (coronavirus) we have seen businesses and personal loans affected as well as personal income situations. All of these changes can be...
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