Tools to help you budget
Are you in the market for a new home, business loan or investment loan but not sure if you can afford the repayments? We have a wide range of calculators available so there should be one to help. Have a play and don’t forget to one talk to one of our friendly team if you need further help or advice.
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Loan Repayment Calculator
Get an estimate of how much you can afford to borrow for your next purchase.Whether you’re looking to purchase your first home, add to your investment portfolio, upgrade, or even downsize, it’s essential to consider all your options. You can read more about your options on our property page.
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Borrowing Power Calculator
How much can I borrow?Our borrowing power calculator gives you an initial estimate of what a lender may be willing to lend you based on your regular income and expenditure. The calculator will determine how much you may be eligible to borrow on a home loan by taking a few important factors into consideration. For…
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Compounding Interest Calculator
How much interest will you accrue over the life of your reverse mortgage?Use our compounding interest calculator tool to assist you work out how much interest you may pay over the life of your reverse mortgage. To read more about a reverse mortgage and how it may work for you, visit our property page.
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Stamp Duty Calculator
Find out how much stamp duty may be payable on your property purchase.Be sure to stay up to date with all relevant grants. Currently, if you are a first home buyer purchasing an existing home under $600,000, you are eligible for 50% off your stamp duty.
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Cost of Selling a House Calculator
Calculate the cost of selling a house.Not sure where to start? Have a read of our blog, detailing the cost of selling a house.
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Extra Repayment Calculator
Calculate how much time and interest you can save with additional loan payments.Example: If you have a $300,000 mortgage with an interest rate of 2.8% over 30 years, the total amount you will pay is $443,766. Your minimum weekly repayment would be $285, and your monthly minimum would be $1232. If you increase your repayments…
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Split Loan Calculator
Experiment to find the best combination of fixed and variable interest rate scenarios.A fixed or variable rate? Why not the best of both worlds! If you want the flexibility of a variable rate but would still like the certainty and security of a fixed rate, there is an option for you. Lenders allow you the…
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Interest Only Mortgage Calculator
Work out the repayments before and after the interest-only period of your loan.How much interest will you pay over the life of your loan? Work out the repayments before and after the interest-only period of your loan. Hot tip: Paying additional repayments on top of your existing mortgage allows you to pay less interest over…
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Home Loan Offset Calculator
Calculate how much time and interest you’ll save using an offset account against your loan.A mortgage offset account is an everyday account linked to your home loan. You can make deposits or withdraw from it as you would with a regular account. However, because it’s linked to your loan account, it essentially counts towards a…
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Savings Calculator
Find out how much you can save over a set amount of time.Spending is easy, saving is harder. Find out how much you can save if you really knuckle down.
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Fortnightly Repayment Calculator
Make fortnight repayments on your home loan and save moneyDid you know by making your home loan repayments weekly or fortnightly, will not only save you money on interest, but will save years off your home loan too! Check out the calculator below and then get in touch.
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Rent Versus Buy Calculator
Compare your current rent with the property loan amount you want to purchase.Not sure whether to continue to rent or purchase a home and have a mortgage? Compare the two with our rent vs buy calculator. Like what you see? You can start your application online!
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Loan Comparison Calculator
Find out how much you could save on your home loanDeciding between two home loan products or considering refinancing? Use the loan comparison calculator to see the cost savings! If you need more help, or are considering refinancing, call us for a chat.