Blog

You've got questions. We've got answers.

Our blogs are choc-full of handy information to help you navigate the financial world. Our topics range from money-saving tips to advice on government grants to non-condescending definitions of terminology.

You can use the categories to filter posts, or you can have a leisurely scroll through our many entries.

Finance Brokers Tasmania selling a house Hobart

Preparing for Interest Rate Hikes!

When you consider a ‘hike’, what is the first thing that springs to mind? A walk through the bush or a sharp rise? The RBA lifted the official cash rate by 25 points to .35 percent last week – the first rise in 11 years. While we understand that a rate rise is never a good thing, interest rates are still at historic lows and we wonder if the use of the word ‘hike’ is a necessary one!

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Finance Brokers Tasmania Lance Cure Gary Casboult

What is a SMSF?

Self-managed super funds (SMSF) are a different way of saving for retirement. A SMSF gives flexibility and control over where your retirement funds are invested, including the opportunity to invest in residential and commercial property.

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Finance Brokers Tasmania - fixed interest rates

Government Grants - A budget Update 2022/23

If you missed the 2022-23 budget announcements this week, you may have missed the incentives announced for home buyers. While most are not new, the government have increased the number of spaces available for eligible home buyers through their Home Guarantee Scheme.

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FBT Hobart Bec and Dini

Do you need pre-approval?

We are often asked if you need pre-approval before looking for your dream home. Pre-approval is not essential but it is one way to ensure you don't miss out!

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Finance Brokers Tasmania Rebecca Cooper

Stamp Duty Explained!

We've all had to pay more than we expect. Maybe it's the extra 50 cents for a sauce sachet with your pie, or a $1 additional shot in your morning latte.

Buying a property is no different. You'll have to pay a little extra on top of the purchasing price. The official term is call stamp duty.

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Finance-Brokers-Tasmania-credit-score

Be worthy! (Creditworthy, that is.)

Be aware that every forgotten electricity bill, loan repayment, and credit card application is being tracked… But you can put away your tin foil hat! You’re being assessed for your credit score.

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Finance Brokers Tasmania Hobart Team 10

The loan process equation (or, how much can I borrow?)

When applying for a loan, you’ll hear terms such as “borrowing power”, “borrowing capacity”, and “assessment rate”. But how do they relate? What do they mean? We’ll break it down for you in a simple equation.

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Finance Brokers Tasmania Loan calculators

Loan calculators

During your research into your financial situation, you may have clicked on our calculator section – and been overwhelmed with the number of different types available! What do they all mean and what are they used for?!

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Fbt government building grants

Government building grants – an October 2021 update

Homebuyers, builders, and renovators take note! You may be eligible for a government incentive to help you with your dream home.

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Fbt secured vs unsecured loans

Secured vs. unsecured loans for small businesses

If you’re one of the 37,000 small businesses in Tasmania, you may be looking at obtaining finance to grow your business.

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1 O6 A3230 1080x675

Happy 35th birthday to us!

Time flies when you’re having fun – and we’ve had a great time over the past 35 years serving the Tasmanian community.

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Fbt hobart

Dos and don’ts of commercial loans – before you start

So you’re a business owner. Maybe you want help managing your cash flow, or you’re looking to fund your growth, or you want to buy equipment for your business. But to do it, you’ll need some extra funds.

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