Tasmanian First Home Buyers
If you are a Tasmanian first home buyer or are buying anywhere in Australia, we have answers to your burning questions. We may have even answered some questions you haven’t even thought of yet.
There are a lot of things to consider when buying your first home and it can be difficult to know where to start. We want to make the experience of buying your home enjoyable and our blogs are a good place to start your journey.
Included in our blogs is information on available grants – including the Tasmanian Government First Home Owners Grant and the Federal Goverment First Home Deposit Scheme (FHLDS) along with expenses that you may not have considered, especially Tasmanian Stamp Duty (as a first home buyer, you may be eligible for discount on your stamp duty!).
Also Included in the blogs are links to calculators you may find useful. So be sure to read on…….
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Be worthy! (Creditworthy, that is.)
Be aware that every forgotten electricity bill, loan repayment, and credit card application is being tracked… But you can put away your tin foil hat! You’re being assessed for your credit score.
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The loan process equation (or, how much can I borrow?)
When applying for a loan, you’ll hear terms such as “borrowing power”, “borrowing capacity”, and “assessment rate”. But how do they relate? What do they mean? We’ll break it down for you in a simple equation.
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Loan calculators
During your research into your financial situation, you may have clicked on our calculator section – and been overwhelmed with the number of different types available! What do they all mean and what are they used for?!
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Government building grants – an October 2021 update
Homebuyers, builders, and renovators take note! You may be eligible for a government incentive to help you with your dream home.
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Secured vs. unsecured loans for small businesses
If you’re one of the 37,000 small businesses in Tasmania, you may be looking at obtaining finance to grow your business.
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Happy 35th birthday to us!
Time flies when you’re having fun – and we’ve had a great time over the past 35 years serving the Tasmanian community.