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It’s super easy - whether you’re just wanting to find out what you can borrow, or you’re ready to fill out forms and get the money... just click on a link or get in touch, and we’ll help you take the next step!
How do I apply?
Here's what you need to start
What can I borrow?
Take our quiz to find out
Why use a finance brokerage?
IT'S AS SIMPLE AS 1, 2, 3.
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We do all the hard work for you.
That’s right, as your finance broker, we’ll investigate all your available options, and make our recommendations to you. So rest assured that no only will we always act in your best interest but we will save you time and also the worry!
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We save your credit rating.
Every time you enquire and apply for loans yourself, your credit score is affected. By getting FBT to sort your loan, you get access to a range of options without negatively impacting your credit rating.
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We offer ongoing support for the life of your loan/s.
Your finance broker will review your situation every 18-36 months, to ensure you still have the great deal we helped you achieve in the first place.
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Have more questions?
Why choose a mortgage broker for my home loan?
Mortgage brokers are experts who will help you find the right finance for your home purchase. Working closely with a wide panel of lenders, they ensure borrowers find the right deal to meet their requirements. A mortgage broker can also help you refinance your current mortgage if you want to lower your interest rate.
With over 36 years in the industry, you can be sure your home loan broker from our Launceston or Hobart office will always act in your best interest
First home buyers. How much deposit will I need to get into my first home?
Probably the most common question we are asked and not an easy answer to give. It isn't just the size of your deposit, but you will also need to consider:
- your borrowing power (in simple terms, your income less your current financial commitments)
- your credit rating
- other expenses such as stamp duty
Talk to one of our mortgage brokers about first home buyer grants in Tasmania and find out if you qualify.
Can you help with a parental guarantee?
Absolutely. Getting into your first home has never been harder. Our home loan experts can help you with a number of options to get into your first home sooner, with the help of the 'bank of mum and dad'. Parents can assist you get into your home sooner by:
- providing cash towards your deposit which may reduce your requirement to pay lenders mortgage insurance
- using the equity in their home, holiday home or investment property to provide additional security
Read more in our blog 'Get into your First Home Sooner with a Parental Guarantee'
Do your mortgage brokers assist with reverse mortgage applications?
Yes, we have mortgage brokers in our Launceston and Hobart offices who can assist with a reverse mortgage loan. A reverse mortgage is a loan that lets you convert some of the equity in your home into cash while you still live in it. Our qualified mortgage brokers will be able to assess your situation and assist you with the reverse mortgage application process.
Want to know more about reverse mortgages? Check out our blog here.
Should I do a regular review of my existing home loan with a mortgage broker?
We recommend that you complete a review of your loan every 18 - 36 months. Your home is your most valuable asset, so you want to be sure that your home loan is working hard for you.
To find out more about the advantages of regularly reviewing your home loan, check out our '7 tips to save your money on your home loan'
Can a finance broker help me with an asset purchase or other business finance?
We sure do. We have expert brokers available who can help with all types of business finance. This includes:
- Asset finance including plant and equipment finance
- Chattel Mortgages (secured car loan)
- New and used equipment finance
- Complex commercial property purchases
Can I make an appointment outside of business hours?
Of course, our teams in Launceston and Hobart are flexible. If we can't get together in person, we can always catch up via a zoom session.
Can I use the equity in my home to assist with debt consolidation?
With the rise in real estate prices over the last few years, Tasmanians have the opportunity to refinance their home loans. Some of the more popular reasons for refinancing include:
- debt consolidation including paying out credit cards
- renovations - time for a new kitchen or bathroom?
- purchasing a new car - an alternative solution to a car loan
- helping children get into their first home
To find out more about using the equity in your home loan, read our blog 'Refinancing to make the most from the equity in your home'
Love our work?
Are you one of our success stories? Did we help you find a better future?
If so, we’d love to hear about your experience. We’d love it if you could spare five minutes to write a Google review and tell us what you think about our service!
