Blog
You've got questions. We've got answers.
Our blogs are choc-full of handy information to help you navigate the financial world. Our topics range from money-saving tips to advice on government grants to non-condescending definitions of terminology.
You can use the categories to filter posts, or you can have a leisurely scroll through our many entries.
How to reduce your expenses and increase your savings
Is the key to saving for a home deposit as simple as giving up smashed avo for brunch? Well not quite, but spending less and staying on top of your budget does make a difference.
Obtaining a home loan when you have student debt
If you’re a university graduate, chances are you’ve racked up HECS/HELP or student loan debt. If you’re at the stage in life where you’re looking to invest in a home, and you’re worried your debt will hold you back – don’t be disheartened, there’s still hope!
Instant asset write-off extended (and explained)
The recent budget announcements have seen the Instant Asset Write-Off Scheme tweaked and extended until 30th June 2022.
Are you in the market for an investment property?
Buying (or building) an investment property is a big step, so it’s important to look at your circumstances to ensure it’s something you’re able to afford. Your first port of call should be your local finance broker (hey, that’s us!).
The hidden dangers of ‘buy now, pay later’
It’s no secret, consumers love the ‘buy now, pay later’ option. In recent years this purchasing option has grown from 400,000 users in 2015, to over 2 million Australians utilising this method in 2020.
Brand Ambassador – Jake Birtwhistle
We are proud to announce International Triathlete, Jake Birtwhistle, as a brand ambassador for Finance Brokers Tasmania.
Are you self-employed and looking to obtain a loan?
Being your own boss definitely comes with its perks – but those that are self-employed often find it hard to obtain a home loan (even with a steady income). Whether you’re looking to purchase a home or some equipment for your business, you may face challenges in the application process.
Some considerations if you’re looking at a fixed rate for your loan
Have you ever considered a loan with a fixed interest rate? Right now, with interest rates so low, we’re receiving a lot of enquiries about fixed rate loans. Having a fixed rate loan offers a level of certainty, but there are a few things to consider if you’re looking at this option for your home loan.
First Home Loan Deposit Scheme Announcement
You may remember back in January we introduced you to the First Home Loan Deposit Scheme (FHLDS). The Australian Government announced the scheme, allowing first home buyers to purchase a property with a deposit as little as 5%.
Everything you need to know about the Federal & State building grants
You may have seen recently that both the State and Federal Governments announced new stimulus grants to help the building industry navigate through the impacts of the Coronavirus. With the details for both grants released and finalised, here is everything you need to know!
When should I make my loan repayments?
A common misconception is that there is no difference when you make your repayments, but there are in fact a few hidden benefits to paying more frequently.
First home buyers, this one’s for you!
Is now the right time to buy your first home? We think so! There are many Government incentives for first home buyers at the moment, so we decided to put them all in one place so it’s clear for you. Read on to get all the facts about living the Australian dream and starting your property portfolio!
