Personal Finance Blogs
The world of finance can be daunting. If it is your first home, investment property or you are looking to downsize, there are so many options and things to consider!
How can I limit my spending and start saving?How much money do I need to save for my home loan deposit?What is Tasmanian stamp duty and why do I need to pay it?What is the difference between a fixed home loan and a variable loan?
With so many questions, our blogs are a great place to start. We try to break down some of these questions to help you on your way to finding your best future.
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Refinancing to Make The Most from the Equity in Your Home
Refinancing your home loan could be a value saving option if you’re looking to access additional funds. With housing prices rising so dramatically over the last couple of years, existing homeowners have the opportunity to access the equity in their home to spend on things like home improvements, debt consolidation, buying a new car or…
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A Quick Overview of the Reverse Mortgage Application Process
Have questions about the reverse mortgage application process? Get a better understanding with this helpful guide and make an informed decision.
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Preparing for Interest Rate Hikes!
When you consider a ‘hike’, what is the first thing that springs to mind? A walk through the bush or a sharp rise? The RBA lifted the official cash rate by 25 points to .35 percent last week – the first rise in 11 years. While we understand that a rate rise is never a…
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How a SMSF Can Set You Up For Retirement
Self-managed super funds (SMSF) are a different way of saving for retirement. A SMSF gives flexibility and control over where your retirement funds are invested, including the opportunity to invest in residential and commercial property.
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The Advantages of Applying for Pre-Approval
Commonly, people start their property search by attending open homes, talking to agents, making offers, applying for their loan and then waiting for approval… but this doesn’t have to be the case. Applying and being accepted for a loan can be your first step, and while not essential, it is great way to ensure you…
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Tasmanian Stamp Duty Explained!
We’ve all had to pay more than we expect. Maybe it’s the extra 50 cents for a sauce sachet with your pie, or a $1 additional shot in your morning latte. Buying a property is no different. You’ll have to pay a little extra on top of the purchasing price. The official term is call…