Personal Finance Blogs
The world of finance can be daunting. If it is your first home, investment property or you are looking to downsize, there are so many options and things to consider!
How can I limit my spending and start saving?How much money do I need to save for my home loan deposit?What is Tasmanian stamp duty and why do I need to pay it?What is the difference between a fixed home loan and a variable loan?
With so many questions, our blogs are a great place to start. We try to break down some of these questions to help you on your way to finding your best future.
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Be worthy! (Creditworthy, that is.)
Be aware that every forgotten electricity bill, loan repayment, and credit card application is being tracked… But you can put away your tin foil hat! You’re being assessed for your credit score.
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The loan process equation (or, how much can I borrow?)
When applying for a loan, you’ll hear terms such as “borrowing power”, “borrowing capacity”, and “assessment rate”. But how do they relate? What do they mean? We’ll break it down for you in a simple equation.
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Loan calculators
During your research into your financial situation, you may have clicked on our calculator section – and been overwhelmed with the number of different types available! What do they all mean and what are they used for?!
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Government building grants – an October 2021 update
Homebuyers, builders, and renovators take note! You may be eligible for a government incentive to help you with your dream home.
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Secured vs. unsecured loans for small businesses
If you’re one of the 37,000 small businesses in Tasmania, you may be looking at obtaining finance to grow your business.
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Happy 35th birthday to us!
Time flies when you’re having fun – and we’ve had a great time over the past 35 years serving the Tasmanian community.